We help you find the best health insurance plans that will prove to be a reliable safeguard for your financial well-being at every stage of life!
With medical costs escalating and health risks evolving in India, the need for a comprehensive insurance plan with relevant add-ons has become more vital than ever. In today’s busy life-routine, ignoring the importance of securing a reliable health insurance policy can bring a huge loss to an individual as well as family. Under the mandate of healthcare regulations, health insurance provides essential financial protection against medical expenses, hospitalization, surgeries, and other non-emergency healthcare needs. As your dedicated insurance broker, our team at ‘Book Your Insurance.com ’ helps you understand & get solutions for the complexities of healthcare coverage. Our goal is to ensure your peace of mind with the right health insurance advice. Our health insurance experts can help you stay prepared during uncertain times.From routine check-ups to critical care, We Protect your health with reliable insurance solutions.
To help you choose a plan best-suited for your needs, we offer three major types of health insurance according to coverage.
Individual health insurance is a type of insurance policy that covers medical expenses for a single policyholder. It provides financial protection against healthcare costs arising from hospitalization, surgeries, treatments, and other medical expenses.
Family floater health insurance is a type of insurance policy that covers multiple members of a family or entire family as per preference, under a single plan. This is very helpful when the other members are dependent on you. You get flexibility in utilizing the coverage as the sum insured is shared among the family members.
This type of health insurance is provided or sponsored by employers. Intended for employees, this insurance covers medical expenses of a group of people under a single contract. Unlike other insurance types, the coverage is usually applicable from day one.
Having the right health policy is actually a big relief for policyholders as all the crucial facilities are covered in health insurance plans.
This benefit is available to policyholders at network hospitals without having to pay for the medical expenses upfront. Specially during emergencies, the timely financial ease and convenience can be achieved by use of this feature.
During hospital treatment or medical emergencies, the expenses required beyond hospital stay are included in this coverage. Effective for multiple treatment situations where the policyholder needs peace of mind during the entire process.
For every claim-free year during the insured period, policyholders are rewarded by insurance companies with a discount. This is usually applicable at the time of renewal. Major highlight is it can increase progressively for each consecutive year when the claim is not filed.
Under Section 80D of the Income Tax Act, premiums paid towards health insurance for self, spouse, children, and parents qualify for tax deductions. This incentivizes individuals to invest in health insurance while reducing their taxable income.